Enhance Your Coverage with Motor Add‑Ons Insurance
Add-on starts from 60 THB/month
Easy claims, covered whether at fault or not
Travel, income & theft compensation
What is Motor Add-On
Insurance?
Motor Add-on insurance gives you extra protection on top of your main car policy.
It helps cover things like income loss, travel expenses, theft, and severe damage,
so you can drive with peace of mind every day!
* Available only when bought with voluntary car insurance type 1, 2+, 2, 3+, 3.
Protection That Goes Beyond the Basics
Go further than standard coverage with extra benefits that help you stay
prepared when it matters most.
Private-use cars
combustion and electric
For example: sedans, 4-door pickups, and vans up to 7 seats
Compare
coverage
coverage
Travel allowance during repairs
Income
compensation
compensation
Total loss & damage
coverage
coverage
Theft
Plan 1
Plan 1
600THB/year
500THB/time
500THB/day
50,000THB
20,000THB
Plan 2
Plan 2
1,200THB/year
1,500THB/time
1,500THB/day
75,000THB
20,000THB
Plan 3
Plan 3
2,000THB/year
2,500THB/time
2,500THB/day
100,000THB
20,000THB
Commercial pickup trucks
up to 3 tons
For example: cargo trucks and 2-door pickups (excluding for-hire vehicles)
Compare
coverage
coverage
Travel allowance during repairs
Income
compensation
compensation
Total loss & damage
coverage
coverage
Theft
Plan 1
Plan 1
1,600THB/year
500THB/time
500THB/day
10,000THB
10,000THB
Plan 2
Plan 2
2,100THB/year
1,500THB/time
1,000THB/day
20,000THB
10,000THB
Plan 3
Plan 3
2,900THB/year
2,500THB/time
2,000THB/day
30,000THB
10,000THB
Why Do You Need Motor Add-On Insurance?
Because one accident can cost more than just car repairs.
Add-Ons help cover the hidden costs you may not expect.
Travel allowance while your car is in repair
Receive compensation for travel expenses while your car is at the garage, whether you're at fault or not.
Income compensation during hospital stay
If an accident requires inpatient treatment (IPD), you'll receive income compensation to help cover lost earnings.
Compensation for severe vehicle damage
Get additional payout if your car is stolen or declared a total loss and cannot be repaired.
Coverage for personal items stolen from your car
Compensation
if personal belongings in the car are stolen (e.g. broken window)
Contact us 24/7
Track your claims
All insurance help
Contact us 24/7
Track your claims
All insurance help
FAQ
No. Motor Add-Ons must be purchased together with a voluntary car insurance policy.
You can add them to any voluntary car insurance plan: Type 1 / Type 2+ / Type 2 / Type 3+ / Type 3
Yes. Installments follow the same conditions as your voluntary car insurance policy.
Motor Add-On policies are issued by Viriyah Insurance Public Company Limited.
Yes. You can buy a Motor Add-On with any company's voluntary car insurance.
Only private-use passenger cars (code 110/E11), up to 7 seats, including both combustion and electric vehicles.
Each car can have one Motor Add-On policy only.
Insurance matters...
All in One App
All in One App
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Payments anywhere, no branch visit needed.
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Notes and conditions
Terms & Conditions
1. Insurance conditions
- The premiums shown apply to private passenger cars with up to 7 seats (code 110).
- Each vehicle is eligible for one Motor Add-On policy per voluntary car insurance policy.
- If a claim is found to be fraudulent or intentionally deceptive, the insurer has the right to cancel the policy immediately without refunding the premium.
2. Notes
- Shield insurance broker by Ngern Tid Lor acts solely as a non-life insurance broker, License No. W00015/2556. Motor Add-On products are insured under the terms and conditions of Viriyah Insurance Public Company Limited.
- Insurance terms, conditions, and premiums are determined by the insurer.
- Customers should ensure they fully understand the coverage details and policy conditions before making a purchase.