Fire Insurance for Home, Condo & Business

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Starting from just 3 THB/day

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Comprehensive protection for people, property, and belongings

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Compensation based on actual damage

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0% cash installments for up to 6 months

Fire Insurance Plans

Affordable premiums for worry-free living
For Residential
MSIG Insurance
Covers People, Home, and Furniture
Fire, lightning, explosion coverage up to 5M baht/year
Covers floods
Burglary and glass damage
Starting at999baht/year
For Business
MSIG Insurance
Comprehensive protection for businesses of all types
Fire, lightning, explosion coverage up to 3M baht/year
Covers floods
Income compensation if business halts from covered peril
Starting at1,500baht/year
Why ChooseFire Insurance
with Shield Insurance Broker?

Renting? You can still get covered — no need to own the home.

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Coverage up to 5 million THB,starting from just 3 THB/day

Ideal for houses, townhomes and condos

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Renting? You're coveredtoo

Comes with rental cost protection, perfect for tenants. Reduces expenses during home repair.

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Protection for residents and third parties

Covers life, permanent disability, and third-party liability if an incident affects residents or others.

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Easy claims with full support

We coordinate for you. Call 1501 24/7. We have a team guiding you through every step of your claim.

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0% cash installments for 6 months

Various plans available. 0% cash installments for 6 months. Fit the coverage to your property and budget.

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Comprehensive risk coverage

Covered against fire, floods, earthquakes, gas explosions, burglary, and damage to household belongings

Coverage of
Fire Insurance Plans

Affordable premiums for worry-free living
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Coverage
Fire, lightning, gas explosion, and water leakage
Natural Disasters

e.g., windstorm, flood, earthquake, volcanic eruption, hail

Glass Breakage

e.g., glass attached to building

Third-party Liability

e.g., injury/property damage to others

Personal Accident for Owner/Insured
Damage to Building Structure
Indoor Assets/Building Content

e.g., furniture, clothes, appliances, machinery, stock

Burglary

e.g., signs of forced entry/robbery

Other Expenses

e.g., debris removal, firefighting costs, damage assessment

Temporary Accommodation Costs
Business Continuity

e.g., loss of income/business interruption

For Residential
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Age 1-70

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Personal belongings/Furniture

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For Business
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Stock/Machinery/Furniture

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Why IsFire InsuranceEssential?

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Fire risks are closer than you think

Small issues like worn-out electrical plugs, faulty appliances, or even everyday cooking can quickly escalate into serious damage

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Natural disasters and unforeseen events

Incidents such as lightning strikes or electrical short circuits can happen anytime and cause severe losses

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Protect your business from disruption

A fire can force operations to stop immediately, cutting off income while expenses continue. Fire insurance helps absorb this financial risk

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High value at a low cost

Fire insurance premiums are highly cost-effective, averaging only (averaging just compared to the total value of the insured property

Alarming Fire Statistics for Homes and Businesses

With an average of over 2,100 incidents per year... disasters can strike unexpectedly at any time.

1 fire occurs
every4hours

Did you know? Even while you're
sleeping... a fire might have happened
twice

Concerned about protectingwhat you've built?

One single incident can cost youhundreds of thousands or even millions
losses thatcan never truly be replaced.

FAQ

Q&A
Home Fire Insurance (for Homes & Condos)

Eligible properties include: Type 1 buildings (fully reinforced concrete structures) and Type 2 half-concrete half-wood structures.

SME Fire Insurance (for SME)
Insurance matters...
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Terms & Conditions
Terms and conditions of service
MSIG Insurance
Disclaimer
  1. The minimum sum insured is 500,000 THB, with a maximum coverage limit of 30,000,000 THB.
  2. This insurance plan covers residential houses and condominium units.
  3. The insurer reserves the right not to provide coverage for buildings constructed entirely of wood.
Important Exclusions
  1. 1. The following properties are not covered:
    • Bullion, jewelry, gold bars, gold ornaments, and gemstones
    • Antiques or works of art with a total value exceeding 10,000 THB
    • Original or copied documents, blueprints, plans, maps, paintings, designs, patterns, molds, or templates
    • Securities, collateral documents, important papers, postage stamps, tax stamps, currency, banknotes, cheques, or business documents
    • Explosives
    • Electrical appliances and electrical equipment, including circuit boards, electronic devices, wiring, or light bulbs, where damage results from overloading, electrical short circuits, sparks, internal burning of wiring, electrical leakage, natural wear and tear, or damage limited to the specific device
    • Mobile phones, laptops, portable electronic devices, communication devices of all kinds, cameras, video equipment, and data storage media
    • Vehicles of all types, whether land, water, or air vehicles
    • Trees, landscaping, and lawns
  2. War, civil unrest exclusion
  3. 3. Acts of terrorism, which include any act or series of acts involving the use of force or violence, or threats thereof, by any person or group, acting alone or on behalf of, or in connection with, any organization or government, committed in order to:
    • (a) pursue political, religious, ideological, or similar objectives; or
    • (b) intimidate or instill fear in the public, or any section of the public